How to Add or Update a Nominee in EPFO: Step-by-Step Guide

Employees’ Provident Fund Organisation (EPFO) allows members to nominate family members for their EPF account to ensure smooth fund transfer in case of any unfortunate event. Updating nominee details is crucial to avoid complications later. Here’s a detailed step-by-step guide to help you add or update a nominee in EPFO online.

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Why Should You Add/Update a Nominee in EPFO?

• Ensures hassle-free transfer of EPF funds in case of an emergency.
• Prevents legal disputes over the claim.
• Helps your dependents receive the benefits without delays.

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Prerequisites for Adding or Updating a Nominee

Before proceeding with the nomination process, ensure you have the following:

• Activated UAN (Universal Account Number)
• Linked Aadhaar and PAN with EPFO
• Mobile number registered with Aadhaar for OTP verification
• Scanned copy of the nominee’s photograph (optional)
• Nominee’s Aadhaar number (preferred but not mandatory)

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Step-by-Step Guide to Add or Update Nominee in EPFO

Step 1: Visit the EPFO Member Portal

1. Go to the official EPFO Member Portal: https://unifiedportal-mem.epfindia.gov.in/
2. Log in using your UAN and password.
3. Enter the captcha and click Sign In.

Step 2: Access the Nomination Section

1. After logging in, click on ‘Manage’ from the top menu.
2. Select ‘E-Nomination’ from the dropdown list.

Step 3: Check and Update Family Details

1. Click on ‘Yes’ under the “Having Family?” section if you have family members.
2. Click ‘Add Family Details’.
3. Enter the following details of the nominee:
   • Name
   • Date of Birth
   • Relation with Member
   • Aadhaar Number (optional but recommended)
   • Gender
4. Click on Save Family Details.

Step 4: Allocate Nominee Share Percentage

1. Select the nominee from the list of added family members.
2. Enter the percentage of share (Total must be 100% if multiple nominees are added).
3. Click Save EPF Nomination.

Step 5: E-Sign the Nomination Form

1. Click on ‘E-Sign’ to authenticate the nomination.
2. Enter your Aadhaar-linked mobile number to receive an OTP.
3. Enter the OTP and submit.
4. Your nomination will be successfully updated in EPFO.

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Key Points to Remember

• Nomination is only valid once e-signed; without e-signing, the nomination is incomplete.
• You can nominate multiple family members and allocate different share percentages.
• If you do not have family members, you can nominate any person of your choice.
• EPFO does not accept offline nominations; the process is fully digital.
• Updating the nominee does not require employer approval.

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How to Check EPF Nomination Status?

1. Log in to the EPFO Member Portal.
2. Go to ‘Manage’ > ‘E-Nomination’.
3. You will see the nominee details if the nomination is successfully updated.

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Conclusion

Adding or updating a nominee in EPFO is a simple yet essential step to secure your EPF savings for your loved ones. With the EPFO’s online nomination facility, you can easily update the details anytime. Make sure your nomination is always up-to-date to prevent any inconvenience for your dependents in the future.

If you found this guide helpful, share it with your colleagues and family members to help them keep their EPF records updated!