SIP Calculator: Plan Your Investments Easily

Published on June 28, 2025 by @mritxperts

SIP Calculator

5,000
10
12
Invested Amount ₹6,00,000
Estimated Returns ₹4,66,208
Total Value ₹10,66,208
₹10,66,208
Invested
Returns

What is a SIP Calculator?

SIP calculator is a free online tool that helps you estimate how much your monthly mutual fund investments (SIPs) will grow over time.

Just enter:

  • How much you invest every month (e.g., ₹5,000)
  • For how many years (e.g., 10, 15, or 20 years)
  • Expected yearly returns (e.g., 12%)

The calculator instantly shows:
✔ Total amount you invested
✔ Estimated profit
✔ Final amount you may get


Why Use a SIP Calculator?

  1. No Complex Math – Automatically calculates returns for you.
  2. Helps in Goal Planning – See how much you need to invest for big goals like buying a house or retirement.
  3. Encourages Discipline – Shows how small, regular investments grow into big amounts over time.

How to Use Our SIP Calculator?

  1. Enter Monthly SIP Amount (Use the slider or type manually)
    • Example: ₹5,000, ₹10,000, or any amount.
  2. Select Investment Duration (In years)
    • Example: 10 years, 15 years, etc.
  3. Adjust Expected Returns (Usually 10-15% for equity funds)
    • Example: 12% per year.

Instantly see results!

💡 Example:

  • If you invest ₹5,000/month for 15 years at 12% return, you could get ~₹25 lakhs (₹9 lakhs invested + ₹16 lakhs profit).

Try It Yourself!

(Embed the calculator here or provide a link)


Tips for Better SIP Returns

  • Start Early – The longer you stay invested, the more you earn.
  • Increase SIP Yearly – Even a 10% hike boosts returns significantly.
  • Don’t Stop in Market Dips – Staying invested helps in the long run.

Final Thought

SIP calculator makes investing simple—no guesswork, just clear numbers. Use it to plan smarter and reach your financial goals faster!

🚀 Try it now and see how your money can grow!